.credit-page{max-width:1180px}.credit-page .page-header{text-align:left;max-width:none;width:100%;margin:0 0 40px}.credit-page .page-header h1{font-size:clamp(30px,4vw,48px);font-weight:500;letter-spacing:-1.1px;line-height:1.2}.credit-page .page-header p{font-size:15px;line-height:1.8;margin-top:18px;max-width:none}.credit-intro-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-bottom:44px}.credit-intro-card{border:1px solid var(--border-color);border-radius:16px;padding:25px;background:var(--card-bg)}.credit-line-icon{width:30px;height:30px;color:var(--primary);margin-bottom:20px}.credit-intro-card h2{font-size:16px;font-weight:500;margin-bottom:10px}.credit-intro-card p{color:var(--text-muted);font-size:13px;line-height:1.8}.credit-wrapper{display:grid;grid-template-columns:1.15fr 1fr;gap:24px;margin-bottom:64px;align-items:start}.box-panel{min-width:0;background:var(--card-bg);border:1px solid var(--border-color);border-radius:20px;padding:34px}.box-panel h2{font-size:24px;font-weight:500;letter-spacing:-.5px;line-height:1.3;margin-bottom:10px}.box-panel p.sub{font-size:13px;line-height:1.8;color:var(--text-muted);margin-bottom:30px}.calc-row{margin:24px 0}.calc-label-flex{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:17px;font-size:13px;color:var(--text-muted)}.calc-input-number{width:124px;max-width:45%;padding:10px 12px;border-radius:8px;border:1px solid var(--border-color);background:var(--input-bg);color:var(--text-main);font-weight:400;font-size:17px;font-variant-numeric:tabular-nums;text-align:right;outline:none}.calc-input-number:focus{border-color:var(--primary)}#calcMonthsVal{font-size:20px;font-weight:400;color:var(--text-main)}.calc-slider{appearance:none;width:100%;height:5px;background:var(--border-color);border-radius:5px;cursor:pointer}.calc-slider::-webkit-slider-thumb{appearance:none;width:17px;height:17px;border-radius:50%;background:var(--text-main);border:3px solid var(--primary)}.calc-slider::-moz-range-thumb{width:12px;height:12px;border-radius:50%;background:var(--text-main);border:3px solid var(--primary)}.calc-scale{display:flex;justify-content:space-between;font-size:11px;color:var(--text-muted);margin-top:12px}.calc-result-box{border-top:1px solid var(--border-color);padding:26px 0 20px;margin-top:30px}.calc-result-title{font-size:12px;color:var(--text-muted);margin-bottom:10px}.calc-result-val{display:block;font-size:clamp(38px,5vw,54px);font-weight:400;letter-spacing:-1px;font-variant-numeric:tabular-nums;color:var(--text-main)}.calc-breakdown{font-size:12px;line-height:1.5}.calc-breakdown>div{display:flex;justify-content:space-between;gap:15px;padding:9px 0}.calc-breakdown dt{color:var(--text-muted)}.calc-breakdown dd{white-space:nowrap;color:var(--text-main)}.calc-disclaimer{font-size:11px;color:var(--text-muted);line-height:1.8;border-top:1px solid var(--border-color);padding-top:17px;margin-top:15px}.form-group{margin-bottom:20px}.form-group>label{display:block;font-size:12px;color:var(--text-muted);margin-bottom:9px}.credit-page .form-control{width:100%;padding:14px 16px;border:1px solid var(--border-color);border-radius:9px;background:var(--input-bg);color:var(--text-main);font-size:14px;outline:none}.credit-page .form-control:focus{border-color:var(--primary)}.checkbox-group{display:flex;align-items:flex-start;gap:10px;font-size:11px;color:var(--text-muted);line-height:1.8;margin:25px 0}.checkbox-group input{margin-top:4px;flex-shrink:0}.checkbox-group a{color:var(--text-main);text-decoration:underline}.btn-submit{display:flex;align-items:center;justify-content:space-between;gap:14px;background:var(--primary);border:0;color:#fff;width:100%;padding:16px 20px;border-radius:10px;font-size:14px;font-weight:500;cursor:pointer}.btn-submit:hover{background:var(--primary-hover)}.btn-submit:disabled{opacity:.6;cursor:wait}#creditFormStatus{font-size:12px;line-height:1.7;margin-top:14px;color:var(--text-muted)}.credit-process h2,.credit-faq h2{font-size:27px;font-weight:500;margin-bottom:14px;letter-spacing:-.4px}.section-intro{font-size:14px;color:var(--text-muted);margin-bottom:30px}.credit-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;margin-bottom:60px}.credit-steps article{border-top:1px solid var(--border-color);padding-top:20px}.credit-step-number{font-size:14px;color:var(--primary);display:block;margin-bottom:20px;font-variant-numeric:tabular-nums}.credit-steps h3{font-size:17px;font-weight:500;margin-bottom:10px}.credit-steps p{font-size:13px;color:var(--text-muted);line-height:1.8}.credit-faq{max-width:820px;margin-bottom:50px}.credit-faq details{border-bottom:1px solid var(--border-color);padding:20px 0}.credit-faq summary{cursor:pointer;font-size:14px;line-height:1.6}.credit-faq details p{font-size:13px;color:var(--text-muted);line-height:1.9;margin-top:16px}.credit-page input:focus-visible,.credit-page summary:focus-visible,.credit-page button:focus-visible{outline:2px solid var(--primary);outline-offset:4px}@media(max-width:850px){.credit-wrapper{grid-template-columns:1fr}.credit-intro-grid{gap:14px}.credit-intro-card{padding:20px}.credit-steps{gap:20px}}@media(max-width:600px){.credit-intro-grid,.credit-steps{grid-template-columns:1fr}.credit-intro-card{display:grid;grid-template-columns:32px 1fr;gap:0 18px}.credit-line-icon{grid-row:span 2;margin:0}.credit-intro-card h2{margin:0 0 8px}.box-panel{padding:24px}.credit-wrapper{gap:20px}.credit-page .page-header h1{font-size:32px;letter-spacing:-.7px}.credit-page .page-header p{font-size:14px}.calc-label-flex{font-size:12px}.calc-breakdown{font-size:11px}.credit-steps{gap:25px}}

@media(min-width:851px){.credit-wrapper{grid-template-columns:repeat(2,minmax(0,1fr));align-items:stretch}.credit-request{display:flex;flex-direction:column}.credit-request #creditForm{display:flex;flex-direction:column;flex:1}.credit-request .checkbox-group{margin-top:auto;padding-top:20px}.credit-request .form-group{margin-bottom:24px}}

.credit-consultation{margin:4px 0 20px;padding:20px;border:1px solid var(--border-color);border-radius:12px;background:var(--input-bg)}.credit-consultation h3{font-size:14px;font-weight:500;line-height:1.5;margin-bottom:10px}.credit-consultation p{font-size:12px;line-height:1.8;color:var(--text-muted);margin-bottom:14px}.credit-consultation ul{list-style:none;display:grid;gap:10px}.credit-consultation li{position:relative;padding-left:19px;font-size:12px;line-height:1.6;color:var(--text-muted)}.credit-consultation li:before{content:'';position:absolute;left:0;top:6px;width:7px;height:7px;border:1px solid var(--primary);border-radius:50%}@media(min-width:851px){.credit-request .checkbox-group{padding-top:0}}